Housing

CRI helps to create affordable opportunities for individuals and families to live in a warm and safe environment. The goal is to help individuals and families secure safe and affordable housing.
* Please contact your local Community Resources, Inc. county office for details.

HOME:

• First time home buyer counseling
• Helping individuals demonstrate an improved credit score
• Assisting individuals and families in completing the first steps toward their first home purchase
• Aid people in purchasing their home of choice

Home Buyers Education:

• Helping people understand home ownership
• Foreclosure prevention training
• Teaching individuals how to build credit and keep a good credit score

Home Repair and Preservation:

• Repairing, renovating or rehabilitating homes that have safety hazards
• Repairing, renovating or rehabilitating homes to improve emergency energy situations

Housing Emergency Loan Program (HELP):

• Providing low interest loans to help repair, renovate or rehabilitate homes that have safety hazards such as a roof, windows, siding
• This is a 3% interest loan paid back over an 8 year period

Foreclosure Prevention:

• Helping individuals and families catch up on house payments to avoid foreclosure on the home
• Assisting clients in refinancing the entire home loan if it is determined necessary

Onsite System Loan Program (OSLP):

• This loan is used to repair/replace septic systems or connect households to public sewer treatment systems
• A 2% interest loan paid back over a 10 year period

Ramps:

• Repairing, renovating and rehabilitating homes to provide ramps for disabled individuals
• Eliminating safety hazards in homes for disabled individuals

Safe Families:

• Providing low income households with free smoke detectors
• Increasing safety and reducing the risk of home fire related deaths
• Increase fire prevention awareness, safety and protection through education